LOAN PROGRAMS
Conventional
- Fixed Rates 10-15-20-30-40 Year
- ARM's - 1year T-Bill, COFI, COSI, Libor
- Balloon Mortgages
- Temporary Buydowns
- Stated Income
- Non-Owner / Second Homes
Jumbo
- 10-15-20-30 Year Fixed Rates
- Balloon Mortgages
- ARM's
- Non Conforming
- Stated Income
- No Income Verifications
- No Ratio Programs
- Interest Only Loans
Second Mortgages
- Debt Consolidation up to 125% of the value of your home
- Equity Lines
- Home Improvement
Contruction Loans
- Construction to Permanent Loans (single close saving thousands)
- Owner/Builder Programs
- Use the Appraised Value of the finished project and bring nothing to closing
- Lot/Land loans
First Time Homebuyer
No Money Down
We have a loan for virtually every type of borrower.