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LOAN PROGRAMS

Conventional
  • Fixed Rates 10-15-20-30-40 Year
  • ARM's - 1year T-Bill, COFI, COSI, Libor
  • Balloon Mortgages
  • Temporary Buydowns
  • Stated Income
  • Non-Owner / Second Homes
Jumbo
  • 10-15-20-30 Year Fixed Rates
  • Balloon Mortgages
  • ARM's
  • Non Conforming
  • Stated Income
  • No Income Verifications
  • No Ratio Programs
  • Interest Only Loans
Second Mortgages
  • Debt Consolidation up to 125% of the value of your home
  • Equity Lines
  • Home Improvement
Contruction Loans
  • Construction to Permanent Loans (single close saving thousands)
  • Owner/Builder Programs
  • Use the Appraised Value of the finished project and bring nothing to closing
  • Lot/Land loans
First Time Homebuyer

No Money Down


We have a loan for virtually every type of borrower.